Terms and Conditions

Last Updated: [9 September 2025]

Welcome to www.sadafmumtaz.com (the “Site”), owned and operated by Sadaf Mumtaz – Relationship Coach for Women (“Company,” “I,” “we,” or “our”). By accessing or using this Site and our services, you agree to comply with and be bound by the following Terms & Conditions. Please read these terms carefully. If you do not agree, please discontinue use of the Site.

1. Use of the Site

• You must be at least 18 years old to use this Site.
• You agree to use the Site only for lawful purposes and in a manner that does not infringe on the rights of, or restrict or inhibit the use of, this Site by others.

2. Coaching Services

• Coaching services are designed for educational and informational purposes only.
• Coaching does not substitute for medical, legal, or mental health advice. You are solely responsible for your decisions, actions, and results.
• By booking a session or program, you acknowledge that results are not guaranteed.

3. Payments & Refunds

• All coaching sessions, programs, and digital products must be paid for in advance unless otherwise agreed.
• Due to the nature of coaching and digital materials, payments are generally non-refundable, except where required by law or explicitly stated in writing.

4. Intellectual Property

• All content on this Site—including text, graphics, logos, blog posts, workbooks, downloads, and other materials—is the property of Sadaf Mumtaz unless otherwise credited.
• You may view, download, or print materials for personal use only. You may not reproduce, distribute, or sell content without written permission.

5. Testimonials

• Client testimonials and success stories shared on the Site are true and reflect real experiences. However, they do not guarantee that current or future clients will achieve the same results.

6. Third-Party Links

• The Site may contain links to third-party websites. We are not responsible for the content, accuracy, or policies of any external sites. Visiting third-party sites is at your own risk.

7. Limitation of Liability

• To the maximum extent permitted by law, we disclaim liability for any direct, indirect, or consequential damages arising from your use of the Site or services.
• By using the Site and engaging in coaching, you agree to release us from any claims related to your actions, results, or experiences.

8. Termination

We reserve the right to deny access to the Site or services at our discretion, without notice, if you violate these Terms & Conditions.

9. Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of the State of New Jersey, United States, without regard to conflict of law principles.

10. Updates to Terms

We may update these Terms & Conditions at any time without notice. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

11. Contact Us

If you have any questions regarding these Terms & Conditions, please contact:

Sadaf Mumtaz
Email: [sadafmumtaz@gmail.com]
Website: www.sadafmumtaz.com

More Questions?